Kalaheo Dental Group
Dr. Michael Lutwin, DDS and Dr. Ron Quade, DDS
We don’t ever want you and your ohana to go without dental care because of financial concerns. Kalaheo Dental Group has convenient payment options and is now offering our very own membership plan, a popular choice for individuals who do not have insurance, are self-employed or are senior citizens.  Contact us today for more information.

In-Office Payment Plans

In addition to Care Credit financing for your dental treatment, we are also pleased to offer in-office payment plans for your convenience. Our “Easy-Pay” plan allows you to pay your balance in monthly installments that we automatically bill each month using your credit/debit card on file at our office.

Our monthly Prepayment Plan allows you to build up credits at our office that can be used to pay for future oral healthcare.

Frequently Asked Questions

Absolutely! We’re proud that the majority of our new patients come to us by recommendation from a trusted family member or friend. If someone you know has referred you to Kalaheo Dental Group, or if you’ve seen one of our oral health presentations or ads, give us a call, and we’ll be happy to see you soon. We want every visit to feel like you’re stopping by a neighbor’s home rather than just another “dentist near me,” and word-of-mouth referrals remind us that our commitment to comfort and quality is resonating across the island.

As a cornerstone of family dentistry in Kauai, our practice loves giving back. You’ll often find our team volunteering at community health fairs, supporting local sports teams, and partnering with schools for oral health presentations. Check out the highlights on our Community page to see how we stay involved throughout the year. We believe healthy smiles build stronger communities, and your support helps us keep that circle of care going.

To make great dentistry accessible, we open bright and early at 7 A.M. so busy professionals, parents, and early birds can fit preventive or restorative appointments into their day with minimal disruption. We also offer a flexible group membership plan that bundles exams, cleanings, and x-rays (plus discounts on treatment) into one budget-friendly subscription, removing the stress of unexpected costs.

Call Our Dentists in Kalaheo, HI

Kalaheo Dental Group makes it easy to join the family and keep your smile shining. Call us today for more information!

At Kalaheo Dental, we do not recommend night guards for children, as this can hinder the proper growth and development of their facial structures. Studies show that around 3 out of 10 kids grind their teeth at night, even to the point it extremely audible and almost painful to hear by us adults! The good news is that with most children, this is just a natural process as new teeth are erupting and facial structures are rapidly changing, and both are not always in proper alignment. They will grow out of it! If you feel there could be other underlying conditions, you may want to speak to your child's pediatrician. There are some cases where stress, mild dehydration, and/or lack of vitamin B5, and the minerals calcium and magnesium may be an underlying factor.

Your Kalaheo dentist is pleased to accept military dental insurance, including but not limited to Unitedman smiling with palm tree in the background | family dentistry kauai Concordia for active-duty military and ADDP. Our team will help you maximize your benefits to ensure you get the dental treatment you need and deserve.

If you want to learn whether we accept your insurance plan, we invite you to contact our dental team for clarification.

Our Kalaheo Office Provides Telehealth Appointments

Additionally, we offer telehealth appointments to make dentistry more accessible to everyone, including our veterans and active-duty military. Telehealth is a way to describe your symptoms, and it allows the dentist to see your teeth and gums via video for a diagnosis and future treatment.

For those who do not have insurance or are between plans, talk to a dental team member about our exclusive Kalaheo Dental Membership Plan. For a small annual fee, our program allows you to get the preventive dentistry you need and discounts on select treatments. We can explain the limits and exclusions if you call our dental office.

We also work with CareCredit financing.

Find Dentistry for the Entire Family

We are pleased to offer affordable dentistry and quality treatment to civilian and military families across Kalaheo and all surrounding communities. In addition to dentistry for all ages, we’re pleased to offer advanced services like cosmetic dentistry, Invisalign, and tooth replacement.

Our team is always here to answer your questions and address your concerns. Give us a call today to book an appointment.

At Kalaheo Dental Group, we pride ourselves on giving you convenient financial options and the resources you need to help you make good decisions on dental care.

Dental Insurance Accepted By Kalaheo Dental Group

We will bill all insurances for our patients, including AARP, Aflac, Anthem, Blue Cross/Blue Shield, and many others. We are currently participating providers, in-network, with these insurance providers:

  • AetnaDental Insurance Accepted | Cosmetic Dentist Kalaheo

  • Cigna

  • GEHA Connection Dental

  • HDS (Hawaii Dental Service)

  • HMSA (Hawaii Medical Service Association)

  • HMAA (Hawaii Medical Assurance Association)

  • Delta Dental

  • Metlife

  • Humana

  • United Concordia

  • United Concordia for Active Duty Members (ADDP)

Piece Of Paper With Question Mark On ItWe offer several payment options to allow your dental treatment to fit your personal budget.

Forms of Payment We Accept

We accept the following forms of payment:

  • Cash
  • Personal Checks
  • Credit Cards: American Express, Mastercard, Visa, & Discover
  • CareCredit financing

Easy-Pay In-Office Plan

Our "Easy-Pay" plan allows you to pay your balance in monthly installments, which we automatically bill each month using the credit or debit card on file at our office. This convenient option eliminates the hassle of remembering monthly payments while making dental care budget-friendly.

Kalaheo Dental Group Membership Plan

Our exclusive membership plan is designed specifically for our community. For an annual membership fee of $399, members receive preventative services valued at $709, plus significant discounts on additional treatments.

Included with yearly membership:

  • 2 Regular Prophylactic Cleanings
  • 2 Comprehensive Exams
  • 1 Set of x-rays (Bitewings, Panoramic, or Full Mouth Series)
  • 2 Fluoride Treatments (for children 0-18)
  • 20% off almost any dental treatment, including custom whitening trays (conditions apply).

Our membership plan is ideal for families without insurance or those who want the most value from dental care. It ensures you receive essential preventive care while saving money on the treatments that keep your smile healthy.

As the trusted dentist Kauai residents rely on, we're committed to making dental care affordable and accessible for every member of your ohana. Call us today to learn more about which payment option works best for your family's needs.

If you have difficulty using our website, please email us or call us at (808) 332-9445
View the ADA Accessibility Statement